How Much Is Birth Control with Insurance: Affordable Options

Birth control has become a topic of discussion for the past few years in the field of women’s health care. There are various types of birth control methods available to women, including hormonal and non-hormonal techniques. While many of these methods are widely available, the cost can be a significant barrier for women seeking birth control options. However, birth control remains an essential component of women’s health care, and it is crucial to find affordable options.

How Much Is Birth Control With Insurance?

Insurance coverage can help reduce the cost burden of birth control. There are various insurance plans available, and the cost of birth control with insurance depends on the plan a patient has. Depending on factors such as the insurance plan’s coverage, birth control type, and if the patient is on Medicaid, the cost can range from about $20 to over $100 per month.

Affordable Options for Birth Control

There are different types of birth control options available for women that can fit into different budgets. They include hormonal and non-hormonal methods that vary in effectiveness, duration, and cost. Below are some of the affordable options for birth control:

Hormonal Birth Control

Birth Control Pills

Birth control pills are one of the most common types of hormonal birth control. They contain varying levels of hormones such as progestin and estrogen, which prevent pregnancy by stopping ovulation. Depending on the type of pill and brand, women can spend between $20 – $50 per month with insurance.

Patch

The patch is another hormonal birth control method that works by releasing hormones that prevent ovulation. It costs between $20 to $80 per month when using insurance to cover costs.

Vaginal Ring

Vaginal rings are another form of hormonal birth control that are placed in the vagina once a month to release hormones. They cost between $20 to $80 per month with insurance.

Long-Acting Reversible Contraceptives (LARC)

Intrauterine Devices (IUDs)

IUDs are a long-acting, reversible method of birth control that lasts for 3 to 10 years, depending on the type prescribed. There are non-hormonal and hormonal IUDs and the cost ranges from $0 to $1000, depending on the type of IUD and medical insurance coverage.

Birth Control Implant

Birth control implants contain progestin and are inserted under the skin of the upper arm. It is a long-acting and effective form of birth control that lasts for 3 years. The cost ranges from $0 to $800, depending on the type of implant and medical insurance coverage.

Non-hormonal Birth Control

Condoms

Condoms are a non-hormonal form of birth control that protect against sexually transmitted infections and unplanned pregnancy. They can be found at supermarkets, pharmacies, and drug stores for as low as $0.50 per condom.

Cervical Cap

A cervical cap is another non-hormonal form of birth control that fits over the cervix and blocks sperm from entering the uterus. It costs between $0- $90 per cap, depending on the insurance plan.

Diaphragm

A diaphragm is a reusable cup-like device that is inserted into the vagina to block sperm. It costs between $0- $200 per diaphragm.

Conclusion

There are different forms of birth control available that can fit into different budgets. It is essential for women to talk to their health care providers about available options and which ones may work for them.

Frequently Asked Questions

Q: Do insurance plans cover the cost of all types of birth control?

A: Most insurance plans are required to cover all FDA-approved methods of birth control without co-pays or deductibles. However, some plans may not cover certain types of birth control, such as sterilization or emergency contraception.

Q: What if I don’t have health insurance?

A: Women without health insurance can access birth control through federally funded family planning clinics, such as Planned Parenthood. Many of these clinics offer low-cost or free birth control options.

Q: How do I know which type of birth control is best for me?

A: The best birth control method depends on individual needs, preferences, and medical history. It is essential to talk to a health care provider who can discuss all the options, risks, and benefits of each method and help select the right form of birth control for each patient.

Q: Can I get birth control for free in my state?

A: Some states have programs that offer free or low-cost birth control to women who meet certain eligibility requirements, such as income limits. It is worth checking with the state’s office of women’s health or family planning to determine if such programs are available in your area.

References

  • “How Much Does Birth Control Cost?” Planned Parenthood. https://www.plannedparenthood.org/learn/birth-control/birth-control-costs
  • “How To Get Birth Control Without Health Insurance” Healthline. https://www.healthline.com/health/birth-control-without-insurance
  • “Alabama Birth Control Estimate” Health Cost Helper. http://health.costhelper.com/birth-control-alabama.html
  • “How Effective Is Birth Control?” Medical News Today. https://www.medicalnewstoday.com/articles/birth-control-how-effective-is-it

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